Paylists gives you a complete cash flow picture: invoices, planned payments, early payment simulations, and late payment forecasts — all in one place. You stay in control by setting your own opening balance from any of your bank accounts — no online bank connection required.
How it works ↓Create invoices in Paylists and log any other payments you expect to receive or need to make — rent, salaries, supplier bills — to build your complete cash picture.
For customers likely to pay late, set a forecast date so your cash flow reflects reality — not just the invoice due date.
Wondering what happens if a customer pays early? Simulate the scenario and instantly see how it improves your cash position.
AI flags predicted shortfalls before they happen. Know when to spend, when to wait, and when to chase — without spreadsheets.
Tell us a bit about your business and we'll spin up your cash flow workspace instantly — no signup required.
Even profitable companies run into trouble when cash isn't available at the right moment.
You can't see exactly when money is coming in and going out — so you're always guessing.
Tracking unpaid invoices across email threads and spreadsheets leads to missed follow-ups and delayed cash.
Without a forward-looking view, shortfalls only become visible when it's already too late to act.
Scattered spreadsheets and disconnected reports make it hard to see what's really happening in your business.
Hours spent on reconciliation, reminders and chasing customers — time that should go into running your business.
Without a reliable forecast, every spending or investment decision feels like a gamble.
Paylists helps SMEs across the UK and Europe take control of their cash flow with real-time visibility and AI-driven insights. You define your opening balance from any of your bank accounts — no online bank connection required — and Paylists turns financial complexity into clear actions.
Set your starting position from any of your bank accounts — no online bank connection required.
See exactly when money arrives and goes out — invoices and beyond.
Log payments you expect to receive or need to make — not just invoices.
See how receiving money earlier would improve your cash position.
Set forecast dates for expected late payments and plan around them.
Predict shortfalls weeks before they hit your bank account.
No more chasing customers manually.
Our AI engine analyses your real transaction data to identify patterns, predict future cash gaps, and highlight risks early — before they become problems.
Start free registrationJoin SMEs across Europe who manage their finances with Paylists.