A complete cash flow picture from the documents you already have, with late-payment forecasts, early-payment simulations and warnings from Lister before a gap appears.
Most small businesses see cash only in the bank balance. By the time it's low, the options are gone.
Bank feeds show what already happened, not what's about to.
Your forecast is built from quotes, orders, invoices and bills that already carry dates and amounts.
The due date says one thing, the customer does another, and your forecast is wrong.
Set a forecast date for late payers so the timeline shows what really happens.
A cash flow spreadsheet is out of date the day after it's built.
The forecast updates itself as documents are created, and Lister warns you weeks ahead of a shortfall.
A short report from your own documents: the low point, what is late and what to do next.
Cash stays positive until Feb 2027, then dips to -£36,560 in Mar 2027 when spending peaks.
Tell us about your business and we'll open a cash flow workspace for you in the Paylists app. No signup needed.
Four steps, and most of them happen on their own.
Invoices and bills flow in. Add rent, salaries or anything else.
Set realistic dates for customers who pay late.
Try early payments and see the effect.
Know when to spend, when to wait and when to chase.
Invoices, bills, contracts and approved purchase orders already carry dates and amounts, so your forecast builds itself. Add anything else you expect, such as rent or salaries.
For customers who usually pay late, set a forecast date so the cash flow reflects what really happens.
Wondering what happens if a customer pays early? Simulate it and see how your low point moves.
Set your opening balance from any of your bank accounts and Paylists does the rest. You decide what it sees.
“When is cash lowest, and what causes it?”
No. Set an opening balance from any bank account. Paylists builds the forecast from your documents and planned payments.
From your invoices, bills, contracts, approved purchase orders and any payments you add yourself.
Lister flags predicted shortfalls and answers questions like "When is cash lowest?" with the payments behind the answer.